Financial Insights Archives
Fee-Only Advisors: What You Need to Know
Choosing a financial advisor goes beyond investment returns. Finding someone you trust who delivers the support you need and understanding of where you’re truly invested in life is paramount when selecting an advisor. For those who’ve done their research, one question that often comes up is whether working with a fee-only financial advisor is right for them. At Petersen Hastings, we believe clarity matters. Clients deserve to understand how…
Read MoreHow to Find the Best Financial Advisor for You
Choosing a financial advisor can shape your retirement income, tax decisions, investment discipline, and peace of mind for years to come. The right advisor brings experience, a clear planning process, and guidance that fits the life you’re building—not just the portfolio being managed. Many people begin the search by focusing on performance or credentials. Those matter, but so do…
Read MoreMarket Commentary Q1 2026
After a strong finish to 2025, the first quarter of 2026 brought a different kind of “March Madness” to the markets. While NCAA college basketball brackets were being busted on the court, investors were navigating a wave of volatility driven by geopolitical tensions, shifting interest rate expectations, and a changing economic backdrop. The quarter began…
Read MoreWhen Should I Get a Financial Advisor? Life Events You Shouldn’t Ignore
There’s a point when financial decisions stop feeling routine and start carrying weight. It’s not always obvious at first. Income may be rising. Responsibilities may be expanding. Opportunities may be opening up. But underneath it all, there’s often a quiet question: “Am I making the most of what’s in front of me?” That question is usually the signal. 7 Life Events That Signal it May…
Read MoreWhat Is a Financial Advisor? Turning Goals into Plans for Retirement Savers
A financial advisor is a professional who helps individuals make informed decisions about their money so it can support long-term goals. Most often, a secure and fulfilling retirement. While investments play a role, effective financial advice looks beyond account balances to provide clarity, direction, and confidence over time. For many people saving for retirement, the real challenge isn’t choosing a…
Read MoreWhat Does a Financial Advisor Do? How an Advisor Helps Beyond Investing
When most people picture a financial advisor, they picture charts, accounts, and market commentary. Investing matters, but it’s rarely the part that makes retirement feel stable. A good advisor helps connect money decisions to life decisions, so the financial plan supports what matters most, not just what performs best in a given quarter. At Petersen Hastings, our holistic approach to wealth management and values-first lens is the foundation for building…
Read MoreTrump Accounts for Kids: What Parents Need to Know
Saving for a child’s future is about to get a new option. Starting July 5, 2026, Trump Accounts will join other ways to save for children like 529 plans, UGMA/UTMA accounts, and custodial Roth IRAs. But they come with unique rules and benefits. If you’re wondering what Trump Accounts are, who qualifies, and how they…
Read More5 Questions to Ask Financial Advisors Before Hiring Them
January is when many of us think about what we want to change, what we want to start, what we want to do better. You might even be thinking about contacting a financial advisor for the first time but aren’t sure what to ask. In fact, many people walk into that first meeting with a…
Read MoreMarket Commentary Q4 2025
As the calendar turns on another year, the fourth quarter of 2025 offered a fitting conclusion to a market cycle shaped by patience and progress. While headlines shifted throughout the year, long-term investors were rewarded for staying the course. As we review the fourth quarter and reflect on the year behind us, the markets once…
Read MoreYour Year-End Financial Checklist
As the year wraps up, it’s a natural time to revisit your goals and ensure the important areas of your financial life are on track. Below are several key topics to review as you prepare for the year ahead. Investments Set a goal to review your investments with your financial professional. You’ll want to come…
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