Financial Insights Archives
Market Commentary: Q2 2023
The first half of 2023 has proven to be the highest performing half year for financial markets since 2018, which of course predates the economic, social, and political disruptions brought about by the COVID pandemic. Stocks extended their rally in the second quarter, being boosted by cooling inflation, the prospect of a shift in monetary…
Read MoreWill Inflation Hurt Stock Returns? Not Necessarily.
Investors may wonder whether stock returns will suffer if inflation keeps rising. Here’s some good news: Inflation isn’t necessarily bad news for stocks. A look at equity performance in the past three decades does not show any reliable connection between periods of high (or low) inflation and US stock returns. While 2022 saw high inflation…
Read MoreLet the Compounding Commence!
Every year, families and friends celebrate students who are graduating from colleges and universities. Parents beam with pride at their children’s accomplishments and exhale in relief now that the tuition bills have finally stopped. It’s a time when adults give a lot of advice, which is why we have one simple idea we want to pass…
Read MoreQ1 Market Commentary
The first quarter of 2023 both started and ended positive for global stocks, but there was some “excitement” along the way. On March 8th, cryptocurrency bank Silvergate Capital announced it would wind down and liquidate its assets. At the same time, Silicon Valley Bank experienced financing difficulties. As a result, depositors became nervous and began…
Read MoreWhen Headlines Worry You, Bank on Investment Principles
On Friday, March 10, regulators took control of Silicon Valley Bank as a run on the bank unfolded. Two days later, regulators took control of a second lender, Signature Bank. With increasing anxiety, many investors are eyeing their portfolios for exposure to these and other regional banks. Rather than rummaging through your portfolio looking for…
Read MoreWhat to Look for to Improve Your 401(k) Plan in 2023
As a new year begins, there is often a lot going on through the minds of business owners. How do I reduce business expenses? How can I retain my employees? Is there a way to make my employee’s lives easier?
Read MoreVideo: SECURE Act 2.0: Understanding the Benefits for Retirees
We’re back with the final installment of our SECURE Act 2.0 video series. In our final video, Blaine Carr, CPA, CFP®, AIF®, Senior Wealth Advisor, overviews a few of the more important benefits of SECURE 2.0, including changes to catch-up contributions, 529 education accounts, and new Roth rules for employer 401(k) and 403(b) plans. SECURE…
Read MoreVideo: SECURE Act 2.0: Inheriting an IRA: What You Need to Know
Have you recently inherited an IRA from a parent or someone other than your spouse? Maybe you expect to in the future. There have been some recent developments regarding the SECURE Act that you should be aware of. SECURE Act 2.0: Inheriting an IRA: What You Need to Know Video Transcript: Have you recently inherited…
Read MoreQ4 Market Commentary
Every year on New Year’s Day, I look at Google Trends and reflect on what people searched for during the year. For me, it provides time to reflect on just how many things happened during the year, how fast topics of interest changed, and what kind of information people looked for. In 2021, searches were dominated by…
Read MoreVideo: SECURE Act 2.0: RMD Age Changes for 2023
Are you turning 72 this year or know someone who is? There have been some recent developments regarding the SECURE Act that you should know about. SECURE Act 2.0: RMD Age Changes for 2023 Video Transcript: Are you turning 72 this year or know someone who is? There have been some recent developments regarding the…
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