Smart Vestor

Do you know what pensions and movie rental stores have in common? They’ve both been replaced by the “new way” of doing things. Netflix took down Blockbuster, and the 401(k) put pension plans on the endangered species list.  Today, only 15% of workers in the private sector (not the government) who have access to an…

If you’ve been looking forward to investing for retirement through your company’s 401(k) benefit, the day you receive your enrollment package is an exciting one. Soon you’ll be building your retirement nest egg with the help of your employer’s 401(k) match and the right investment selections—you can’t wait to get started! So you rip open your envelope and…

When it comes to saving for retirement, you’re the CEO of You, Incorporated – it’s up to you to take charge! And if you practice what we preach, taking charge means you’re investing 15% of your income in tax-favored retirement accounts – like 401(k)s and IRAs.  But if you’re an actual CEO – or someone else who…

Over the past few years, more and more investors have shown interest in putting their money where their values are. According to a Harvard study, more than a quarter of global investors say ESG is now a key part of their investment approach (26%).  But is environmental, social and governance (ESG) investing – sometimes known…

If you’ve heard it once, you’ve heard it a thousand times: You need to invest for retirement, especially if you want to build wealth and retire with a nice nest egg. That means you’re going to need a financial advisor at some point – someone who can explain complex investments in ways you can understand.…

Can I retire early? A lot of people have asked this question (and if you’re reading this article, our guess is you’re one of them), but is retiring early a pipe dream in this crazy economy? The answer is no! Not at all—it’s 100% possible. That’s the good news! The not-quite-so-good news is that for…